미국에서 가장 저렴한 20개 의과대학 The 20 most affordable U.S. medical schools

의사가 되는 것은 보람 있는 직업일 수 있지만, 의과대학 등록 비용은 야심 찬 학생들에게 큰 장벽이 될 수 있습니다. 또한 새로운 학자금 대출 영웅(Student Loan Hero) 연구에 따르면 이는 평균 약 164,800달러에 이르는 막대한 학자금 부채로 이어질 수 있습니다.

의과대학생에게는 여섯 자릿수 부채가 표준일 수 있지만, 저렴한 의과대학에 지원하면 학자금 대출 부채를 제한하는 데 큰 차이를 만들 수 있습니다. 그리고 이는 의과대학 부채를 상환하는 데 있어 큰 유리한 출발점을 제공합니다.

의과대학 지원자들이 가장 저렴한 의과대학을 찾는 데 도움을 주기 위해 우리는 110개의 의과대학을 설문조사하여 학생들이 학자금 부채를 가장 적게 부담할 가능성이 있는 곳을 알아냈습니다.

11:00 am EDT July 1, 2017

Although being a doctor can be a rewarding profession, the cost of medical school can be a huge barrier for aspiring students. It can also lead to massive student debt – around $164,800 on average, according to a new Student Loan Hero study.

While six-figure debt might be the norm for medical students, if you apply to affordable medical schools, it can make a big difference in limiting your student loan debt. And that gives you a huge head start in repaying medical school debt.

To help medical school applicants find the least expensive medical schools, we surveyed 110 medical schools to find out where students are likely to incur the least amount of student debt.

 HOW AFFORDABLE MEDICAL SCHOOLS LIMIT YOUR STUDENT LOAN DEBT

To identify the best medical schools for limiting student debt, Student Loan Hero looked at three factors: annual tuition costs, average indebtedness at graduation, and the percentage of borrowers receiving institutional aid. These are central considerations for any student figuring out how to pay for medical school.

Overall, medical students can expect the following when it comes to paying for their doctorate:

• Annual tuition (in-state): $39,116
• Average medical school debt: $164,776
• Students receiving institutional aid: 52 percent

However, students attending one of the top 20 affordable medical schools fare better:

• Annual tuition (in-state): $24,483
• Average medical school debt: $122,545
• Students receiving institutional aid: 71 percent

They pay approximately $14,600 less in medical school tuition each year and are much more likely to receive college-sponsored grants or scholarships. They also owe about 25 percent less ($42,231) at graduation than an average med student.

On the other end of the spectrum, students at the 20 least affordable medical schools fare much worse:

• Annual tuition: $48,843
• Average medical school debt: $224,566
• Students receiving institutional aid: 30 percent

Students here receive scholarships and grants less than half as often students attending the 20 best medical schools.

Plus, average student loan debt tips the scales at $224,566. That's about $59,800 more in medical school debt than the total average — not to mention, about $102,000 more than the average among the 20 best medical schools.

When your choice in medical school can equate to an extra $100,000 in medical school debt, the weight of your decision is clear. Medical school costs and student debt are central factors in the equation of whether medical school is even worth it.

To point you in the right direction, we've highlighted 20 medical schools where it's easiest to minimize student debt.

1. EAST CAROLINA UNIVERSITY BRODY SCHOOL OF MEDICINE

• Annual tuition: $18,159 (in-state)
• Average medical school debt: $112,692
• Students receiving institutional aid: 80 percent

The Brody School of Medicine at East Carolina University in Greenville, North Carolina, is one of just 10 medical schools surveyed where annual tuition falls under $20,000. Four in five students receive a scholarship or grant, and on average, graduate with about $52,100 less in medical school debt.

2. UNIVERSITY OF NEW MEXICO SCHOOL OF MEDICINE

• Annual tuition: $15,798 (in-state)
• Average medical school debt: $126,783
• Students receiving institutional aid: 87 percent

The University of New Mexico's School of Medicine in Albuquerque, New Mexico, has low tuition, with an even higher rate of institutional aid. With these factors keeping costs low, it's no surprise these graduates can limit student debt to about $38,000 less than the average.

3. BAYLOR COLLEGE OF MEDICINE

• Annual tuition: $19,650 (in-state)
• Average medical school debt: $99,882
• Students receiving institutional aid: 60 percent

Baylor College of Medicine in Houston, Texas, has the third-lowest average student loan balances among the top 20. And it's one of just three medical schools where the average graduate leaves with under $100,000 in student debt.

4. TEXAS A&M COLLEGE OF MEDICINE

• Annual tuition: $13,790 (in-state)
• Average medical school debt: $128,797
• Students receiving institutional aid: 78 percent

Texas A&M College of Medicine has the second-lowest tuition of any medical school on this list.

These low costs, along high rates of institutional aid, means it's relatively easy for graduates to minimize their medical school debt here.

5. MAYO CLINIC SCHOOL OF MEDICINE

• Annual tuition: $49,900
• Average medical school debt: $69,695
• Students receiving institutional aid: 91 percent

The Mayo Clinic School of Medicine is a renowned medical school that matches its reputation with low student debt. Despite having the highest tuition rates of any of the top 20 medical schools, Mayo Clinic's scholarships and grants significantly offset these costs.

In fact, Mayo Clinic graduates have the lowest levels of any medical school debt in this survey, owing about $95,100 less than the study's average.

6. TEXAS TECH UNIVERSITY HEALTH SCIENCES CENTER SCHOOL OF MEDICINE

• Annual tuition: $15,016 (in-state)
• Average medical school debt: $129,454
• Students receiving institutional aid: 72 percent

Texas Tech University Health Sciences Center School of Medicine has the fourth-lowest tuition of any medical school surveyed. This adds up to about $35,300 less medical school debt at graduation, on average.

7. UNIVERSITY OF CENTRAL FLORIDA COLLEGE OF MEDICINE

• Annual tuition: $25,491 (in-state)
• Average medical school debt: $138,728
• Students receiving institutional aid: 100 percent

The University of Central Florida College of Medicine in Orlando, Florida, takes the top spot for institutional aid, with 100 percent of students receiving a scholarship or grant. Add this to already-low tuition, and students can easily avoid getting too deep into medical school debt.

8. DAVID GEFFEN SCHOOL OF MEDICINE AT UNIVERSITY OF CALIFORNIA-​LOS ANGELES (UCLA)

• Annual tuition: $32,757 (in-state)
• Average medical school debt: $117,590
• Students receiving institutional aid: 91 percent

The David Geffen School of Medicine at UCLA has the third-highest rate of institutional aid among these top 20 medical schools (tied with the Mayo Clinic).

These scholarships and grants help alumni of this school avoid around $47,200 in medical school debt, on average.

9. UNIVERSITY OF TEXAS SOUTHWESTERN MEDICAL CENTER

• Annual tuition: $18,493 (in-state)
• Average medical school debt: $109,350
• Students receiving institutional aid: 52 percent

Only about half of students at the University of Texas Southwestern Medical Center in Dallas, Texas, receive a scholarship or grant. But with medical tuition starting low, graduates still borrow close to $55,500 less than the average medical school debt found in our study.

10. UNIVERSITY OF TEXAS HEALTH SCIENCE CENTER-SAN ANTONIO

• Annual tuition: $14,500 (in-state)
• Average medical school debt: $120,529
• Students receiving institutional aid: 55 percent

This medical school has the third-lowest tuition in this study, saving students around $24,600 a year. These low costs and above-average institutional aid put the University of Texas Health Science Center in San Antonio, Texas, among the most affordable medical schools.

11. UNIVERSITY OF NORTH TEXAS HEALTH SCIENCE CENTER

• Annual tuition: $13,078 (in-state)
• Average medical school debt: $150,258
• Students receiving institutional aid: 75 percent

Students at the University of North Texas Health Science Center in Fort Worth, Texas have higher student loan balances among the top 20 most affordable medical schools. They save just around $14,500 on average compared to overall borrowing patterns.

However, this is the most affordable medical school in terms of tuition. Combine low tuition with higher rates of institutional aid, and you have a smart choice when it comes to minimizing student loan debt.

12. UNIVERSITY OF CALIFORNIA-SAN DIEGO (UCSD) SCHOOL OF MEDICINE

• Annual tuition: $32,346 (in-state)
• Average medical school debt: $98,750
• Students receiving institutional aid: 61 percent

Graduates of the UCSD School of Medicine enter residency with the second-lowest levels of medical school debt, less than $100,000 on average. This is despite having one of the highest tuition costs of the top 20 affordable medical schools.

13. UNIVERSITY OF NEVADA, RENO SCHOOL OF MEDICINE

• Annual tuition: $26,114 (in-state)
• Average medical school debt: $135,788
• Students receiving institutional aid: 84 percent

University of Nevada, Reno School of Medicine graduates have one of the higher average student loan balances among the top 20.

However, they still fall just about $29,000 below the average amount of debt. This school also offers low tuition and plenty of financial aid opportunities.

14. UNIVERSITY OF NORTH CAROLINA-CHAPEL HILL SCHOOL OF MEDICINE

• Annual tuition: $24,837 (in-state)
• Average medical school debt: $147,899
• Students receiving institutional aid: 87 percent

Thanks to high rates of institutional aid and tuition that's about $14,300 less a year than our study's average, students at UNC School of Medicine have fewer costs to account for than the average medical student.

That means they ultimately have less to pay for and can take out a smaller amount of student loans, minimizing their overall debt.

15. THE UNIVERSITY OF TEXAS HEALTH SCIENCE CENTER AT HOUSTON

• Annual tuition: $15,525 (in-state)
• Average medical school debt: $117,381
• Students receiving institutional aid: 30 percent

The University of Texas Health Science Center in Houston, Texas, has the lowest rate of institutional aid of any school in the top 20. In fact, it's more on par with the averages for the bottom 20.

Despite this, having the fifth-lowest tuition costs helps make up the difference at UTHealth. Medical school debt here is also about $47,400 below the overall average found in our study.

16. UNIVERSITY OF ALABAMA-BIRMINGHAM (UAB) SCHOOL OF MEDICINE

• Annual tuition: $26,778 (in-state)
• Average medical school debt: $108,690
• Students receiving institutional aid: 44 percent

The UAB School of Medicine has low tuition and graduates leave with low medical school debt – approximately $56,100 less than the average debt found in our study.

Keep in mind that a first-year medical resident's typical salary stipend is $54,100, according to a 2016 AAMC survey of resident and fellow stipends. So even if this medical school offers aid to fewer students than most, going to UAB medical school can help graduates save on debt that's almost the equivalent of a year's worth of salary.

17. UNIVERSITY OF OKLAHOMA COLLEGE OF MEDICINE

• Annual tuition: $24,030 (in-state)
• Average medical school debt: $121,668
• Students receiving institutional aid: 49 percent

The University of Oklahoma College of Medicine has below-average tuition, saving students around $15,000 a year. Graduates of this school also save about $43,100 on total medical school debt.

18. UNIVERSITY OF CALIFORNIA-​SAN FRANCISCO (UCSF) SCHOOL OF MEDICINE

• Annual tuition: $33,420
• Average medical school debt: $139,457
• Students receiving institutional aid: 82 percent

About four in five medical students at the UCSF School of Medicine get institutional aid to help cover costs. This probably helps them borrow about $25,300 less than an average medical student, despite paying tuition that's closer to average.

19. UNIVERSITY OF CALIFORNIA-​DAVIS SCHOOL OF MEDICINE

• Annual tuition: $35,933
• Average medical school debt: $153,419
• Students receiving institutional aid: 95 percent

Almost every UC Davis School of Medicine student receives a scholarship or grant. This helps cover most students' medical school costs and keep tuition affordable. Although tuition may seem higher compared to the other 20 most affordable medical schools, it's still below our study's average.

These factors also help UC Davis graduates keep their medical student loans $11,400 below the average.

20. UNIVERSITY OF MICHIGAN MEDICAL SCHOOL

• Annual tuition: $34,050
• Average medical school debt: $124,091
• Students receiving institutional aid: 56 percent

Rounding out our top 20 is the University of Michigan Medical School. This school gets closer to average on both its tuition and rates of institutional aid.

However, a typical University of Michigan student graduates with medical school debt that's 25 percent lower than the $164,800 average.

THE 50 MOST AFFORDABLE MEDICAL SCHOOLS

Curious to see how other affordable medical schools stack up?

Here's a list of the top 50 institutions we found to be the best options for minimizing six-figure medical school debt, based on our methodology listed below. See how your school compares in terms of average indebtedness each med school graduate walks away with.

	Medical school	Average debt
1.	East Carolina University (Brody)	$112,692
2.	University of New Mexico	$126,783
3.	Baylor College of Medicine	$99,882
4.	Texas A&M Health Science Center	$128,797
5.	Mayo Clinic School of Medicine	$69,695
6.	Texas Tech University Health Sciences Center	$129,454
7.	University of Central Florida	$138,728
8.	University of California—​Los Angeles (Geffen)	$117,590
9.	University of Texas Southwestern Medical Center	$109,350
10.	University of Texas Health Science Center—​San Antonio	$120,529
11.	University of North Texas Health Science Center	$150,258
12.	University of California—​San Diego	$98,750
13.	University of Nevada Reno	$135,788
14.	University of North Carolina—​Chapel Hill	$147,899
15.	University of Texas Health Science Center—​Houston	$117,381
16.	University of Alabama—​Birmingham	$108,690
17.	University of Oklahoma	$121,668
18.	University of California—​San Francisco	$139,457
19.	University of California—​Davis	$153,418
20.	University of Michigan—​Ann Arbor	$124,091
21.	University of Chicago (Pritzker)	$119,830
22.	Washington University in St. Louis	$84,758
23.	University of Kansas Medical Center	$155,241
24.	University of South Dakota (Sanford)	$160,439
25.	University of Arkansas for Medical Sciences	$163,049
26.	University of Florida	$150,126
27.	University of Missouri	$153,398
28.	University of Virginia	$125,094
29.	Ohio State University	$168,656
30.	Harvard University	$101,478
31.	University of Washington	$153,494
32.	University of Iowa (Carver)	$146,207
33.	University of Maryland	$157,155
34.	Wayne State University	$160,859
35.	Vanderbilt University	$127,184
36.	University of Hawaii—​Manoa (Burns)	$160,000
37.	University of Connecticut	$148,575
38.	Johns Hopkins University	$113,684
39.	Duke University	$118,579
40.	West Virginia University	$154,798
41.	Stanford University	$122,611
42.	University of South Florida	$148,306
43.	Florida State University	$150,008
44.	University of Wisconsin—​Madison	$144,334
45.	Columbia University	$113,367
46.	Marshall University (Edwards)	$190,345
47.	University of California—​Irvine	$159,161
48.	University of Massachusetts—​Worcester	$138,479
49.	University of Nebraska Medical Center	$162,638
50.	University of Utah	$166,985

 

Methodology: Student Loan Hero ranked 110 medical schools in the U.S. for this study. Rankings were determined by three factors:

1) Level of indebtedness for medical school graduates

2) Annual in-state tuition to attend the medical school full-time

3) Percentage of students receiving institutional aid in the form of scholarships or grants.

All data was sourced from the U.S. News & World Report rankings of the Best Medical Schools.

US뉴스 2018 내셔널 유니버시티 톱100

순위	학교명	재학생수	대입표준시험 중간점수 범위
1	Princeton University	5,400	1400-1590 SAT	32-35 ACT
2	Harvard University	6,710	1430-1600 SAT	32-35 ACT
3	University of Chicago	5,941	1450-1600 SAT	32-35 ACT
3	Yale University	5,472	1420-1600 SAT	32-35 ACT
5	Columbia University	6,113	1430-1600 SAT	32-35 ACT
5	Massachusetts Institute of Technology	4,524	1460-1590 SAT	33-35 ACT
5	Stanford University	7,034	1380-1580 SAT	31-35 ACT
8	University of Pennsylvania	10,019	1380-1570 SAT	32-35 ACT
9	Duke University	6,609	1380-1570 SAT	31-34 ACT
10	California Institute of Technology	979	1510-1600 SAT	34-36 ACT
11	Dartmouth College	4,310	1350-1560 SAT	30-34 ACT
11	Johns Hopkins University	6,117	1420-1570 SAT	32-35 ACT
11	Northwestern University	8,353	1400-1560 SAT	32-34 ACT
14	Brown University	6,926	1370-1570 SAT	31-34 ACT
14	Cornell University	14,566	1330-1530 SAT	31-34 ACT
14	Rice University	3,893	1410-1570 SAT	32-35 ACT
14	Vanderbilt University	6,871	1420-1590 SAT	32-35 ACT
18	University of Notre Dame	8,530	1350-1540 SAT	32-35 ACT
18	Washington University in St. Louis	7,540	1400-1570 SAT	32-34 ACT
20	Georgetown University	7,453	1320-1520 SAT	30-34 ACT
21	Emory University	6,861	1290-1500 SAT	30-33 ACT
21	University of California--Berkeley	29,311	1300-1530 SAT	29-34 ACT
21	University of California--Los Angeles	30,873	1160-1460 SAT	25-33 ACT
21	University of Southern California	18,794	1280-1500 SAT	30-33 ACT
25	Carnegie Mellon University	6,673	1380-1550 SAT	31-34 ACT
25	University of Virginia	16,331	1240-1460 SAT	29-33 ACT
27	Wake Forest University	4,955	1240-1440 SAT	28-32 ACT
28	University of Michigan--Ann Arbor	28,983	1310-1500 SAT	29-33 ACT
29	Tufts University	5,508	1370-1520 SAT	31-34 ACT
30	New York University	26,135	1250-1480 SAT 2	29-33 ACT2
30	University of North Carolina--Chapel Hill	18,523	1190-1410 SAT	27-32 ACT
32	Boston College	9,309	1260-1460 SAT	30-33 ACT
32	College of William & Mary	6,276	1250-1470 SAT	28-33 ACT
34	Brandeis University	3,608	1270-1480 SAT 2	29-33 ACT2
34	Georgia Institute of Technology	15,489	1320-1500 SAT	30-34 ACT
34	University of Rochester	6,386	1250-1460 SAT 2	29-33 ACT2
37	Boston University	17,944	1220-1420 SAT	28-32 ACT
37	Case Western Reserve University	5,152	1280-1490 SAT	30-34 ACT
37	University of California--Santa Barbara	21,574	1140-1390 SAT	25-31 ACT
40	Northeastern University	13,473	1330-1510 SAT	31-34 ACT
40	Tulane University	6,377	1250-1420 SAT	29-33 ACT
42	Rensselaer Polytechnic Institute	6,265	1280-1480 SAT	28-32 ACT
42	University of California--Irvine	27,331	1060-1330 SAT	N/A ACT
42	University of California--San Diego	28,127	1140-1420 SAT	25-32 ACT
42	University of Florida	34,554	1180-1370 SAT	27-31 ACT
46	Lehigh University	5,080	1230-1420 SAT	29-32 ACT
46	Pepperdine University	3,542	1110-1330 SAT	26-31 ACT
46	University of California--Davis	29,546	1050-1330 SAT	24-30 ACT
46	University of Miami	10,849	1210-1390 SAT	28-32 ACT
46	University of Wisconsin--Madison	31,710	1234-1420 SAT	27-31 ACT
46	Villanova University	6,999	1220-1420 SAT	30-32 ACT
52	Pennsylvania State University--University Park	41,359	1090-1300 SAT	25-29 ACT
52	University of Illinois--Urbana-Champaign	33,932	1280-1480 SAT	26-32 ACT
54	Ohio State University--Columbus	45,831	1160-1410 SAT	27-31 ACT
54	University of Georgia	27,951	1140-1340 SAT	26-31 ACT
56	George Washington University	11,504	1180-1390 SAT 2	27-32 ACT2
56	Purdue University--West Lafayette	30,043	1080-1330 SAT	25-31 ACT
56	University of Connecticut	19,324	1130-1340 SAT	26-31 ACT
56	University of Texas--Austin	40,168	1140-1410 SAT	26-32 ACT
56	University of Washington	30,933	1120-1370 SAT	26-32 ACT
61	Brigham Young University--Provo	30,979	1160-1380 SAT	27-31 ACT
61	Fordham University	9,258	1170-1370 SAT	27-31 ACT
61	Southern Methodist University	6,521	1220-1410 SAT	28-32 ACT
61	Syracuse University	15,218	1090-1290 SAT	25-29 ACT
61	University of Maryland--College Park	28,472	1210-1420 SAT	28-33 ACT
61	Worcester Polytechnic Institute	4,432	1200-1400 SAT 2	28-32 ACT2
67	Clemson University	18,599	1150-1340 SAT	26-31 ACT
68	University of Pittsburgh	19,123	1190-1380 SAT	27-32 ACT
69	American University	7,901	1150-1340 SAT 2	26-31 ACT2
69	Rutgers University--New Brunswick	36,168	1110-1350 SAT	N/A ACT
69	Stevens Institute of Technology	3,021	1260-1440 SAT 2	29-33 ACT2
69	Texas A&M University--College Station	50,735	1070-1310 SAT	24-30 ACT
69	University of Minnesota--Twin Cities	34,871	1180-1450 SAT	26-31 ACT
69	Virginia Tech	25,791	1100-1320 SAT	N/A ACT
75	Baylor University	14,348	1120-1310 SAT	26-30 ACT
75	Colorado School of Mines	4,612	1250-1420 SAT	29-32 ACT
75	University of Massachusetts--Amherst	23,373	1130-1330 SAT	25-30 ACT
78	Miami University--Oxford	16,981	1130-1350 SAT	26-31 ACT
78	Texas Christian University	8,891	1070-1280 SAT	25-30 ACT
78	University of Iowa	24,476	1020-1320 SAT	23-28 ACT
81	Clark University	2,289	1110-1325 SAT 2	27-31 ACT2
81	Florida State University	32,929	1110-1280 SAT	25-29 ACT
81	Michigan State University	39,090	990-1260 SAT	24-29 ACT
81	North Carolina State University--Raleigh	23,847	1170-1350 SAT	27-31 ACT
81	University of California--Santa Cruz	16,962	1060-1300 SAT	23-29 ACT
81	University of Delaware	18,374	1090-1300 SAT	23-29 ACT
87	Binghamton University--SUNY	13,632	1230-1400 SAT	28-31 ACT
87	University of Denver	5,754	1110-1310 SAT	26-31 ACT
87	University of Tulsa	3,406	1120-1400 SAT	26-33 ACT
90	Indiana University--Bloomington	39,184	1060-1290 SAT	24-30 ACT
90	Marquette University	8,238	1040-1270 SAT	24-29 ACT
90	University of Colorado--Boulder	27,846	1070-1310 SAT	25-30 ACT
90	University of San Diego	5,711	1100-1310 SAT	26-30 ACT
94	Drexel University	13,251	1080-1300 SAT	25-30 ACT
94	Saint Louis University	7,454	1120-1330 SAT	24-30 ACT
94	Yeshiva University	2,714	1090-1360 SAT	23-30 ACT
97	Rochester Institute of Technology	12,410	1140-1330 SAT	26-31 ACT
97	Stony Brook University--SUNY	17,026	1150-1370 SAT	26-31 ACT
97	SUNY College of Environmental Science and Forestry	1,755	1070-1260 SAT	23-27 ACT
97	University at Buffalo--SUNY	20,411	1070-1270 SAT	24-29 ACT
97	University of Oklahoma	22,436	1060-1345 SAT	23-29 ACT
97	University of Vermont	11,159	1100-1300 SAT	25-30 ACT
103	Auburn University	22,658	1060-1260 SAT	24-30 ACT
103	Illinois Institute of Technology	2,944	1130-1360 SAT	26-31 ACT
103	Loyola University Chicago	11,129	1030-1260 SAT	24-29 ACT